Meet your financial needs

Borrow better for the planned and unexpected

Flexible and dependable, personal loans can be used to cover almost any expense.Break big expenses into manageable payments

  • icon 100% Safe & Secure
  • icon Instant Process
Apply for a Personal loan
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We believe you are more than a number.

100M+

Loans Given

15000+

Customers Served

150

Countries

Apply for a Personal loan
A Better Way to Get Loan

How it works

It's easier than you think. Follow the following simple easy steps

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1. Fill the form

Fill basic information for us to get in touch with you.

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2. Get pre-qualified

Verify your ID and get on a quick video call with a loan specialist.

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3. Send documents

Upload your documents on the Lunia Credits app and get approved in

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4. Get a Loan

Make smart spending decisions on the spot. Our budgeting too

Put Your Plans into Action

Choose the Personal loan amount that you need ($1,000 to $30,000) and the payment period (6–18 months) that suits you best.

Monthly Payment: $608.89
Monthly Payment: $1208.89
Monthly Payment: $1808.89
Monthly Payment: $2408.89
Apply for a Personal loan
  • icon No SSN or credit history required
  • icon Checking for rate won't impact credit score
  • icon No prepayment fees

We’ve helped more than 15,000 customers

Our goal is to help you grow. 4.4 out of 5 based on 155 reviews

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Ben Mason

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Nancy Parks

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Leroy Pierce

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Nancy Parks
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don’t have an SSN yet there is no need to worry

Be Eligible Without SSN or Credit History

We look at holistic profile of individuals, and do no rely only on traditional credit history. We look at all indications of financial responsibility.

  • icon Current employment or employability
  • icon Education
  • icon Financial Behavior
Apply for a Personal loan
Feel free to pay as early as you want

Pay early without Any Extra Cost

No prepayment penalty for early payment, pay as soon as you want.

  • icon Fast and Easy
  • icon Early Loan Repaymnet
  • icon No Hidden Fees
Apply for a Personal loan
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Easy access to all your personal needs

Loans, minus the paperwork and haggling.

We make borrowing uncomplicated by setting clear criteria that you can view beforehand to decide if we fit your needs.

  • icon Competitively priced and tailored for you.
  • icon Get an overview on your loans in the app.
Apply for a Personal loan
Quick & easy Education loan

Take One Step Closer to Your Dream.

Get Education loans approved within days with transparent lending criteria and transparent processes.

Apply for a loan

Please fill the form below. We will get in touch with you within 1-2 business days, to request all necessary details

If you have question,we have answer

Frequently asked questions

Get answers to all questions you have and boost your knowledge so you can save, invest and spend smarter. See all questions here!

If your card is missing, let us know immediately. We’ll block your card right away send over a new one on the same day.To report a lost or stolen card, call us at +1 (316) 285-0276.

If your card is missing, let us know immediately. We’ll block your card right away send over a new one on the same day.To report a lost or stolen card, call us at +1 (316) 285-0276.

If your card is missing, let us know immediately. We’ll block your card right away send over a new one on the same day.To report a lost or stolen card, call us at +1 (316) 285-0276.

If your card is missing, let us know immediately. We’ll block your card right away send over a new one on the same day.To report a lost or stolen card, call us at +1 (316) 285-0276.

If your card is missing, let us know immediately. We’ll block your card right away send over a new one on the same day.To report a lost or stolen card, call us at +1 (316) 285-0276.

If your card is missing, let us know immediately. We’ll block your card right away send over a new one on the same day.To report a lost or stolen card, call us at +1 (316) 285-0276.

Ready to get started?

It only takes a few minutes to register your FREE Lunia Credits account.

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A modern, technology-first bank built for you and your growing business.

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